ReCaptcha Setting

ReCAPTCHA is a free service from Google that helps protect websites from spam and abuse. It uses advanced risk analysis techniques to tell humans and bots apart. With the new API, a significant number of your valid human users will pass the reCAPTCHA challenge without having to solve a CAPTCHA. Instead with just a single click they'll confirm they are not a robot.

How to disable/enable the Recaptcha setting

Go to admin panel->payment credentials->api setting->turn off the Recaptcha setting.